Bicycle Accident Injury Claims in Perth and Western Australia
In Western Australia, a motor vehicle accident involving a cyclist who is injured (“personal injury”) can be dealt with by The Insurance Commission of Western Australia (also known as ICWA). Funding for ICWA is provided by the compulsory third party insurance scheme which is known as “CTP” insurance, or “registration”, which each driver on Western Australian roads is required to take out in order to drive legally on our roads.
This is different to ordinary motor vehicle damage insurance, which only covers the cost of damage to vehicles and other property damage. These insurance policies are known as “comprehensive” or “third party” or “third party fire and theft” policies. CTP insurance is designed to cover the driver for any injury they may cause to another road user. It will cover the cost of any treatment the injured person may need and any compensation to which they may be entitled, for example loss of earnings or pain and suffering.
With over 25 years experience in road accident personal injuries, we know how to get the best outcome for you.
No Win, No Fee
We're in the business of helping you. If we are unsuccessful in securing a win for you we will waive our fees.
With years of experience working with the Insurance Commission of Western Australia we can efficiently manage your claim.
How to Make an Accident Injury Claim after a Bicycle Accident involving a Vehicle (Steps)
You need to take the following steps to begin a claim:
How Can We Help With Your Claim?
We take the stress, confusion and worry out of your motor vehicle accident injury claim. Understanding the challenges and stress of a motor vehicle accident injury means we know how to make life easier for you.
With the right answers and support we'll help you get life back to normal sooner rather than later.
West Australian Motor Vehicle / Bicycle Accident Injury Claim Assessment Process
Once they receive notice of a claim, ICWA will assess who was at fault and, if they accept the claim, will review the medical evidence and recommendations. The factors that may influence their decision include:
ICWA will issue a claim reference number and once they have accepted the claim, they will monitor your progress, mainly through medical reports. In addition to reviewing medical reports from your own doctors and specialists, they will often send you to see one of their own specialists to obtain a second opinion.
Once you have recovered, or your condition has stabilised, your claim can be assessed. Your lawyer will review all the evidence and will put forward a submission to ICWA regarding the amount they think you should receive. The claim will then proceed by way of negotiation with ICWA. Most claims are agreed in this way. If agreement cannot be reached, it may be necessary to issue court proceedings.
What will impact the compensation amount in a Motor Vehicle Personal Accident Injury Claim?
The amount of compensation you may be entitled to will depend upon:
Because there are many different aspects to a personal injury claim, it is a good idea to seek professional advice and guidance on what you should be including in your claim.
How can Motor Legal help your Motor Vehicle Accident Injury Claim?
We have been dealing with motor vehicle accident, injury, and insurance claims for over 30 years and we do not deal with any other type of law.
It means that when you deal with us, you know that this is the area in which we operate, providing an end-to-end service on any motoring matter.
We provide you with free initial advice to help you work out whether you have a claim and can explain your rights so that you can make an informed decision about how to proceed.
The Secret of Getting Ahead, is Getting Started
However you get from A to B, if you’ve had a car accident and sustained a personal injury, Motorlegal will help you sort out your injury claim. Whether a personal injury from a car accident, a motorbike accident, accident on a bus, bicycle accident, or an accident as a pedestrian you will have the assurance of professional legal support and guidance.
We'll Drive the Claim for You
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We are a firm of motor vehicle accident lawyers specialising in motor vehicle accident and insurance claims. We concentrate on what we are good at. We provide a one stop service for our clients on any motoring matter following an accident meaning we take care of everything. We have worked for both claimants and insurers and know exactly what you are entitled to claim. We know the process and we know the system. We provide free advice up front so you can determine what your rights and options are without worrying about cost.
Motorlegal offers a wide range of services, including:
- advice and representation in personal injury claims
- recovering the cost of repairs to your vehicle
- dealing with insurance disputes
- arranging a hire car if you need one
- recovering all other losses not covered by your insurance
Because we specialise in motor vehicle claims, we are able to deal with queries and resolve problems quickly.
If you have been injured, we will probably need to obtain medical reports to support your claim. Once your injuries have settled, your claim can be finalised. This may take a few months or longer depending upon the severity of your injuries.
If your claim does not involve personal injury, we will issue a letter of demand to recover your losses from the driver at fault and ask for payment to be made within 21 days. If we have to issue legal proceedings to recover your losses, it will take longer but we will always keep you informed of the progress of your claim.
No. Our initial advice is absolutely free. What you choose to do from there is up to you.
Yes – even if you are the driver at fault.
Yes. We can still advise you on what you need to do. In some cases you may only be partly at fault which means you are still entitled to make a claim for any losses or injuries.
If you are claiming compensation for personal injury, we act on a no win no fee basis. This means we do not charge you if you lose your case but you still pay for any disbursements we have incurred on your behalf e.g. medical reports and court fees. If you win, we will recover most of our costs from the other driver’s insurer. We only ask you to meet any shortfall in our costs at the end of the claim once you have received your settlement offer. All of this will be explained to you fully beforehand. For all other accident claims, we can work on a fixed fee basis if you prefer so that you know exactly how much it will cost from the start.
Most claims settle without going to court and it is unlikely that you will have to attend.
We are happy to see you at any time but we can obtain most of the information we need by phone or email. We will generally contact you if we need anything – we do this to save time and costs.
You are required by law to report an injury claim from a traffic crash via the ICWA online crash reporting facility. We can help make sure that it’s done correctly.